Calculators

Whether you’re refinancing your home or saving for retirement, our financial calculators can help you make some of life’s tough decisions.

Auto Loan Calculators

Auto Loan Early Payoff
Save interest by increasing your monthly auto loan payment.

Auto Rebate vs. Low Interest Financing
Determine whether you should take advantage of low interest financing or a manufacturer rebate.

Auto Refinance Interest Savings
See how much interest you can save by refinancing your auto loan.

Biweekly Payments for an Auto Loan
Paying an accelerated biweekly payment on your auto loan could save you money.

Car Loan Calculator
Determine your car loan payment based on your purchase price or find out how much you can buy based on your monthly payment.

Dealer Financing vs. Credit Union Financing
Determine whether you should take advantage of low interest dealer financing or credit union financing combined with a manufacturer rebate.

Lease vs. Buy Calculator
Should you lease your next automobile or finance it? Find out!

Credit Cards and Debt Management Calculators

Accelerated Debt Payoff
Consolidate your debt to pay it in full.  Learn how to accelerate your debt payoff.

Credit Card Minimum Payment
Determine how long it will take you to payoff your credit cards if you only make the minimum payments.

Credit Card Optimizer
Determine the best distribution of your credit card debt.

Credit Card Pay Off
 See what it will take to pay off your credit card balance, and what you can change to meet your repayment goals.

Home Equity Debt Consolidation
Determine whether using your home equity to consolidate your debt is right for you.

How Much Do You Owe
Use this calculator as a starting point for your debt management plan.

Personal Debt Consolidation
Should you consolidate your debt? This calculator is designed to help determine if debt consolidation is right for you.

Snowball Debt Elimination
This Debt Calculator applies two simple principles to paying off all your Debt that can cut years off of your repayment schedule.

Student Loan Consolidation and Debt Payoff
This calculator applies two simple principles to paying off your debt; consolidate your student loans, and use the monthly savings to pay off your other outstanding debt.

Mortgage Calculators

Adjustable Rate Mortgage
Determine what your adjustable mortgage payments will be.

ARM vs. Fixed Rate Mortgage
Compare a fixed rate mortgage to a Fully Amortizing ARM.

Biweekly Mortgage Payment Calculator for an Existing Mortgage
View the possible savings by starting to pay your existing mortgage with biweekly payments, instead of monthly payments.

Blended Rate Mortgage
Determine the effective, or blended, interest rate you would pay if you use a first and a second mortgage to finance the purchase of a home.

Combination Mortgage
Compare one mortgage with combination financing that consist of a first and second mortgage.

Home Closing Cost
Estimate the total cost to purchase a home.

Mortgage Calculator with PMI
Determine your total monthly mortgage payment including and estimated amount for Private Mortgage Insurance (PMI).

Mortgage Tax Savings
Interest and points paid for a home mortgage are tax deductible. Use this calculator to determine how much your mortgage could save you in income taxes.

Reverse Mortgage
View how the outstanding balance of a reverse mortgage can rapidly grow over a period of time.

Seller Closing Cost
Estimate your closing costs and net proceeds from the sale of a home.

Personal Finance Calculators

Checkbook Balancer
Balance your checkbook with this quick and easy calculator.

Credit Assessment
How is your credit? Use this calculator for a quick assessment!

Debt to Income Ratio
Determine your debt to income ratio, an important measure in determining your ability to get a loan.

Home Budget Analysis
Analyze your budget, see where your money goes and find out where you can improve!

Should my spouse work?
View the financial impact of having either one or two incomes for your household.

Student Budget
Understand your student expenses and income while attending a university, college or other full-time educational institution.

Personal Loan Calculators

Alternative Payment Frequencies
Determine your payment or loan amount for different payment frequencies.

Debt Consolidation
Should you consolidate your debt? Find out!

Enhanced Loan
Instantly change your monthly payment, loan amount, interest rate or term.

Equity Line of Credit Payments
Estimate your monthly payments be for an interest only equity line of credit.

Home Equity Line of Credit
How big of a home equity line of credit can you receive? Find out!

Loan & Credit Line Payment
Determine your loan or credit line payment.

Loan Comparison Calculator
Sort through the monthly payments, fees and other costs when comparing loan options.

Savings & Investment Calculators

Annual Rate of Return
Determine the annual return of a known initial amount, a stream of deposits, plus a known final future value.

Certificate of Deposit
Find out how much interest you can earn on a Certificate of Deposit (CD).

College Savings
Help develop or fine tune your education savings plan.

Cool Million
Find out when your savings plan may make you a millionaire!

Emergency Savings
Determine how much emergency savings you may need, and how you can begin saving toward this important goal.

Home Buyer Savings
Calculate what it might take to save for your new house.

Lunch Savings
See how a simple change such as bringing a bagged lunch to work can really add up.

Savings Goal
What will it take to reach your savings goal? Find out!