Furlough Relief Loan

Andrews Federal is aware of the financial impact on our members due to the recent government shutdown. To help alleviate some of the associated stress, we are offering a Furlough Relief Loan* to help bridge the gap:

  • Borrow up to $5,000 
  • No payments for 90 days 
  • 0% APR* for the first 90 days, 6.00% APR* applies for the remainder of the term. 
  • Flexible terms up to 24 months  

Apply Today!

How to Apply

  1. After clicking "Apply Today", choose "Personal Signature" as your loan type.
  2. Select your "Requested Amount", not to exceed $5,000.
  3. Select your "Term", not to exceed 24 months.
  4. Choose "Other" as your "Purpose of Loan".
  5. And enter "Furlough Relief Loan" as your "Reason for Other".

Andrews Federal Furlough Relief Loan

Additional Options

  • Deferred payments on existing Andrews Federal loans±
  • For assistance with your Andrews Federal Home Equity Line of Credit or 1st Mortgage loan, please contact us directly at 800.487.5500, option 3.

Free Financial Counseling

GreenPath Financial Wellness provides free debt counseling that is personal and tailored to your unique situation. Financial education is a part of everything they do, and they also offer a wide variety of financial education tools and resources. Members can easily take control of their finances to manage the ups and downs of the current economic environment.


Furlough Relief Loan Program: The services listed above are only available to members directly impacted by the government shutdown and are scheduled to end on January 31, 2019; however, the program end date may be adjusted depending upon the length of the government furlough.  Deferred payment is a period of time during which a borrower is permitted to temporarily postpone making regular monthly payments.  The debt is not forgiven; however regular payments are suspended until a later time.  Interest continues to accrue at your contractual interest rate.

±On all existing Andrews Federal loans, deferred payments may be available with certain limitations.  Members requesting and qualifying for loan payment deferment may obtain a deferment up to 30 days.  Based on the length of the Federal Government Shutdown, members may request an additional 30-day deferment; however not to exceed a total of three (3) consecutive approved requests for the duration of the Furlough. Excluded from deferred payment option: Credit Cards, Overdraft Line of Credit, Premier Line of Credit, Cash To Go, Business Line of Credit, Business New Auto, Business Used Auto, Business Signature Loan and Business Credit Card.

*Andrews Federal Furlough Relief Loan: APR = Annual Percentage Rate.  0% APR* is a promotional rate for the first 90 days on new Andrews Federal Furlough Relief Loans for qualified members with approved credit.  After the introductory period, the rate will revert to 6.00% APR.  Offer effective as of December 23, 2018 and subject to change.  Must be a member of the credit union to open any loan account.  For all loans, additional rates and terms are available for qualified applicants' rates, terms and conditions vary based on creditworthiness and qualifications.  Your actual rate will be based on your loan amount, term, and credit history. Subject to credit and collateral approval.  Additional restrictions may apply.  Sample Payment: $5,000 for 24 months at a fixed interest rate of 6.00% = payment of $221.60 or $44.32 per $1,000.