Checking Accounts

Free Checking

Andrews Free Checking Account offers complete freedom.

  • Early Pay Day providing access to funds a day early with direct deposit
  • No monthly fees
  • No minimum balance
  • Free e-Statements
  • Free Online Bill Pay
  • Debit Card options

Advantage Checking

Earn higher dividends on account balances over $1,5001

Digital Wallet

Use your Andrews Federal debit card to streamline your online purchases with Apple Pay™, Google Pay™, Samsung Pay™, or Visa Checkout

Table data for Advantage Checking
 Rates Effective 09-19-2019
Minimum to Earn APY1 Dividend Rate Annual Percentage Yield (APY) Alert Me
$1500 0.20% 0.20% Open
  • 1Rates stated are variable and may change at any time. Fees may reduce earnings on the account. Dividends are compounded and credited monthly. A monthly service fee applies if Advantage Checking balance falls below $1,500.

About Datatrac - Datatrac is an independent, unbiased research firm that has monitored deposit and loan rates, fees and product features for over 25 years on more than 213,870 financial institutions in America. Datatrac Great Rate Awards® certify that deposit and loan rates outperform the market average for comparable products. To learn more, please visit Datatrac Great Rate Awards® and data contained in this report are subject to a licensing agreement which may be viewed at Any other use is strictly prohibited. The analysis presented herein is the sole opinion of Datatrac and is based upon independent research conducted by Datatrac and its partners. Research is conducted on a reasonable efforts basis and may or may not represent all institutions or products in a market. Datatrac Great Rate Award® is a registered trademark of Datatrac. Copyright © 2019 Datatrac.

Based upon an analysis of 127,935 banking locations in the United States as of 02/25/2019, 106% is the difference between the percent earned in interest between Andrews Federal Credit Union's rate at 0.20% APR compared to 0.10% APR for the National market average over the life of a interest checking over 36 months.