If you have some extra money to invest and can commit funds for a fixed period, our fixed-rate Share Certificates are your best option for earning higher dividends on your money. We also offer a Generator Share Certificate that can be opened with just $50 and our Bump It Up Share Certificate that allows you to inflate your rate one time during your term. With terms ranging from 6 months to 60 months, you can create a custom savings plan that meets your specific goals.
New Share Certificate Specials
Hurry to take advantage of these limited-time only Share Certificate Specials. Open an account today with as little as $1,000, and you'll get our best share certificate rates. You'll be guaranteed an exact return on your savings as a result of fixed dividend rates.
9-Month Certificate Special
Don't want to wait all year to see your money grow? With a 2.75% APY1, you won't have to!
55-Month Certificate Special
With an eye towards saving for the future, you're certain to accomplish those goals with a 3.05% APY2
17-Month Certificate Special
Maintain a saving discipline with this option at 2.25% APY3.
30-Month Certificate Special
At 2.55% APY4, you'll be a savings sleuth in no time.
Start Saving for the Future Today
Not a member? It's easy to join Andrews Federal in just minutes. Already a member? Log into online banking to and click the Options and Extras tab to add a Share Certificate to your account.