Special Offers

Special Share Certificates

Share Certificate Specials

Save now with a Share Certificate from Andrews Federal and you'll get a guaranteed return on your savings as a result of fixed dividend rates.  Get our best share certificate rates now with these limited time offers. Open an account today! 

  • 8-Month Share Certificate with 2.86% APY1
  • 17-Month Share Certificate with 2.95% APY2
  • 55-Month Share Certificate with 3.05% APY3
  • 84-Month Share Certificate with 3.45% APY4

Start Saving for the Future Today

Not a member? It's easy to join Andrews Federal in just minutes. Already a member? Log into online banking to open your new Share Certificate.

Table data for Special Certificate Rates
 Rates Effective 04-23-2019
Certificate Name Term Minimum to Open Dividend Rate Annual Percentage Yield (APY) Alert Me
Special 8-Month Share Certificate1 8 months $1,000.00 2.83% 2.86% Open
Special 17-Month Share Certificate2 17 months $1,000.00 2.92% 2.95% Open
Special 55-Month Share Certificate3 55 months $1,000.00 3.02% 3.05% Open
Special 84-Month Share Certificate4 84 months $1,000.00 3.41% 3.45% Open
The Generator5 12 months $50.00 0.40% 0.40% Open
The Generator5 24 months $50.00 0.45% 0.45% Open
The Generator5 36 months $50.00 0.55% 0.55% Open
Bump It Up Certificate6 24 months $1,000.00 1.00% 1.00% Open
Bump It Up Certificate6 36 months $1,000.00 1.25% 1.26% Open
Bump It Up Certificate6 48 months $1,000.00 1.45% 1.46% Open
  • 1Special 8-Month Certificate offer and stated APYmay change at any time. APY effective November 23, 2018, is 2.86%; interest rate is 2.83%. Certificate has a $1,000 minimum and a $250,000 maximum balance. Must maintain a minimum $1,000 balance to earn the advertised APY. At maturity, all 8-Month Certificates will automatically renew at the 12-Month share certificate rate and term. Each individual member limited to one Special 8-Month Certificate. Available for non-IRA certificates only. IRA Certificates are excluded from this offer.
  • 2Special 17-Month Certificate offer and stated APY may change at any time. APY effective April 15, 2019, is 2.92%; interest rate is 2.95%. Certificate has a $1,000 minimum and a $250,000 maximum balance. Must maintain a minimum $1,000 balance to earn the advertised APY. At maturity, all 17-Month Certificates will automatically renew at the 12-Month share certificate rate and term. Each individual member limited to one Special 17-Month Certificate.
  • 3Special 55-Month Certificate offer and stated APY may change at any time. APY effective July 5, 2018, is 3.05%; interest rate is 3.016%. Certificate has a $1,000 minimum and a $250,000 maximum balance. Must maintain a minimum $1,000 balance to earn the advertised APY. At maturity, all 55-Month Certificates will automatically renew at the 60-Month share certificate rate and term. Each individual member limited to one Special 55-Month Certificate. The Special 55-Month Certificate has a penalty equal to 360 days of dividends.
  • 4Special 84-Month Certificate offer and stated APY may change at any time. APY effective November 23, 2018, is 3.45 %; interest rate is 3.41%. Certificate has a $1,000 minimum and a $250,000 maximum balance. Must maintain a minimum $1,000 balance to earn the advertised APY. At maturity, all 84-Month Certificates will automatically renew at the 84 -Month share certificate rate and term. Each individual member limited to one Special 84-Month Certificate. The Special 84-Month Certificate has a penalty equal to 360 days of dividends.
  • 5Certificate must be opened with a minimum $50.00 deposit; must maintain a minimum $50.00 balance to earn the advertised APY. Deposits are allowed in branch, through automatic direct deposits, and online (as transfers from another share).
  • 6Bump It Up offer allows a one-time election to bump up your existing Bump It Up certificate rate to that of the currently advertised Fixed Rate Certificate of the same term; certificate specials are excluded. Must exercise bump option prior to the maturity date of the certificate, otherwise bump option is forfeited. Certificate must be opened with a minimum $1,000 deposit; must maintain a minimum $1,000 balance to earn the advertised APY/bumped APY.

Insured by NCUA. APY = Annual Percentage Yield. Deposits are allowed in branch, through automatic direct deposits, and online (as transfers from another share account). Must be funded with new money OR the member must have a checking account, debit card, and direct deposit of $750 or more per month. Penalties apply for early withdrawal. Fees may reduce earnings. Deposits are insured up to at least $250,000 per individual depositor. Our field of membership includes Active Duty or Retired Military personnel (or their spouses, dependents or dependent survivors) of Joint Base Andrews, Joint Base McGuire-Dix-Lakehurst, and military installations in central Germany, Belgium, and The Netherlands; as well as over 200 employer groups throughout Maryland, Virginia and New Jersey. We also have nationwide membership eligibility through the American Consumer Council and anyone who lives, works, attends school or worships in Washington, D.C.

 

Home Improvement, Travel & Entertainment

This spring, why not get rewarded on the things you buy the most, plus your big ticket travel purchases?  From the mulch in your driveway, a weeklong trip to the Bahamas, or, to a day at the amusement park, you'll get 5x Rewards Points on every dollar you spend on your Home Improvement, Travel, and Entertainment purchases.  

Visa Titanium Signature Credit Card

  • Enjoy a low variable rate of 7.99% APR* and 7,500 introductory bonus points with $500 in purchases within the first 90 days card 
  • Earn 3x points on gas and grocery purchases & 1.5x points on all other purchases per $1.00 spent
  • Annual & Foreign Transaction Fees - None

Visa Platinum Rewards Credit Card

  • Variable Interest Rate - 9.99% - 18.00% APR* and 5,000 introductory bonus points with first purchase
  • Earn 1 point per $1.00 spent
  • Annual, Balance Transfer, Foreign Transaction Fees - None

Use Your Card Today!

Use your Visa Titanium Signature or Platinum Rewards credit card today to earn 5x points on your Home Improvement, Travel, and Entertainment purchases!  Don't have an Andrews Federal Visa Titanium Signature & Platinum Rewards credit card?  It's easy to apply online now!

    • Home Improvement Categories

      Appliance, Furniture, Flooring, & In-Home Stores

      • Air Conditioning & Refrigeration Repair
      • Drapery, Upholstery, & Window Coverings
      • Electronic & Small Appliance Repair
      • Equipment, Furniture, & Home Furnishings
      • Fireplace, Fireplace Screens & Accessories
      • Floor Coverings
      • Miscellaneous House Furnishings
      • Reupholstery& Furniture Repair, Furniture Refinishing

      Contractor Services

      • Air Conditioning
      • Architectural
      • Carpentry
      • Concrete
      • Electrical
      • Engineering
      • General
      • Heating
      • Plumbing
      • Roofing & Siding
      • Sheet Metal Work
      • Surveying

      Equipment/Supplies

      • Electrical Parts & Equipment
      • Equipment Rentals & Leasing Services
      • Glass Stores
      • Hardware Equipment & Supplies
      • Home Supply Warehouses
      • Paints, Varnishes & Supplies
      • Paint, & Wallpaper Stores
      • Plumbing & Heating Equipment

      Landscape Services

      • Home Supply Stores
      • Florists/Flowers
      • Nurseries

      Other

      • Art Dealers & Galleries
      • Artist Supply Stores & Craft Shops
      • Carpet & Upholstery Cleaning
      • Cleaning & Maintenance Janitorial Services
      • Disinfecting & Exterminating Services
      • Photographic Studios & Portraits
      • Swimming Pools - Sales & Service
      • Tent & Awning Shops
    • Travel Categories
      • Airline Tickets
      • Boat Dealers
      • Commuter Services such as Railways, Bus Lines and Taxicabs
      • Cruise Lines
      • Hotels & Motels
      • Motor Home & Recreational Vehicle Rentals
      • Travel Agencies and Tour Operators
      • Vehicle Rentals
    • Entertainment Categories
      • Arcades
      • Amusement Parks
      • Aquariums
      • Bands, Orchestras & Miscellaneous Entertainers
      • Beauty Shops & Barber Shops
      • Billard & Pool Establishments
      • Bowling Alleys
      • Commercial Sports, Pro Sports Clubs, Athletic Fields, & Sport Promotors
      • DVD/Tape Rentals
      • Dance Halls, Studios & Schools
      • Golf
      • Health & Beauty Spas
      • Massage Parlors
      • Movie Theaters
      • Theatrical Productions and Ticket Agencies
      • Tourist Attractions


    Insured by NCUA. We do business in accordance with the Equal Credit Opportunity Act. Must be a member of the credit union to open any loan account. Rates, terms, and conditions are determined based on the credit card type selected and vary based upon creditworthiness and other qualifications and are subject to change. 5x Rewards Points Promotion – Members with a Visa Titanium Signature or a Visa Platinum Rewards credit card will receive 5x Rewards Points on qualifying Home Improvement, Travel, and Entertainment purchases from April 15, 2019 through June 30, 2019 (the “promotional period”). Titanium cardholders will continue to receive 3x rewards points on grocery and gas purchases and 1.5 rewards points on all other purchases during the promotional period. Platinum Rewards cardholders will continue to receive 1x rewards points on all other purchases during the promotional period. Field of Membership – Our field of membership includes U.S. Active Duty or Retired Military personnel (or their spouses, dependents or dependent survivors) of Joint Base Andrews, Joint Base McGuire-Dix-Lakehurst, and military installations in central Germany, Belgium, and The Netherlands; as well as over 200 employer groups throughout Maryland, Virginia and New Jersey. We also have nationwide membership eligibility through the American Consumer Council and anyone who lives, works, attends school or worships in Washington, D.C.